Services Overview:

We offer a full range of services from insurance follow up, early stage past dues, to late stage delinquencies that require detailed telephone collections. We offer these services for the medical, banking, commercial, and retail industries.

From Letter Series to Litigation and Judgment Collections, we are a complete collection service for all your past due debts.

We have found that it is most effective to execute particular services in the right order and at the right time.

Letter Series Overview:

Just a gentle reminder letter from you.

With your name at the top of the letters, this reminder can start on day 1 and is most effective before 90 days.

• Flat Rate of $5.95 per account.
• First 10 Accounts - FREE
• Four Letters On Your Letterhead
• HIPPA & FDCPA Compliant
• Accounts Less Than 6 Months Old

Benefits:

• NO Prepaid Blocks of Accounts
• NO Setup/Upfront Fees
• NO Dates Of Service Limits
• All Money Goes Directly To You
• You Retain Complete Control
• High Return On Investment
• Billed Monthly
• Easy Online Access

How it works:

• By entering the customer account data into our secure WEBSITE, we...
  • Begin the four letter collection series, fifteen days apart.
  • All money and communications are directed to your office.
  • You update the responses via the website.
  • Those who do not pay get transferred directly to phone collections!
• Our costs are lower because NO SALESMAN!!!!!!!
• Monies collected from these letters will more than pay for the service.

Overview | Benefits | How it Works

Insurance Follow-Up Overview:

A short letter series, with our name on the letter, letting the customer know that there has been a lack of response from their insurance carrier. We ask them to get involved with their carrier to resolve this issue.

We also remind them that they will be responsible for the entire debt if you are not reimbursed by the insurance carrier.

This series is normally not sent out until at least 60 days, and ceases to be effective after 120 days. This allows adequate time for the insurance carrier to respond.

• Contingency Rate of 15%
• Two Letters On Our Letterhead
• HIPPA & FDCPA Compliant
• Accounts Less Than 6 Months Old
  

Overview | Benefits | How it Works

Benefits:

• Reduce Office Workload
• Reduce Office Costs
• NO Outbound Telephone Efforts
• Professional Account Managers
• Everything Directed To Us
• Monthly Remittance
• Easy Online Access

How it works:

• By entering the customer account data into our secure WEBSITE, we...
  • Begin the two letter collection series, fifteen days apart.
  • All money and communications are directed to our office.
  • We update all responses via the website.
  • All un-paid accounts transfer directly to Phone Collect after 60 Days!

Soft Collection Overview:

A longer letter series, with our name on the letter. These advise the customer that they have been sent to collections and need to reimburse you as soon as possible.

These letters have a firmer tone to them, but are not as strongly worded as Phone Collection notifications.

This service is effective anytime after 90 days and up to 180 days.

• Contingency Rate of 15%
• Four Letters On Our Letterhead
• HIPPA & FDCPA Compliant
• Accounts Less Than 6 Months Old

Overview | Benefits | How it Works

Benefits:

• Reduce Office Workload
• Reduce Office Costs
• NO Outbound Telephone Efforts
• Professional Account Managers
• Everything Directed To Us
• Monthly Remittance
• Easy Online Access

How it works:

• By entering the customer account data into our secure WEBSITE, we...
  • Begin the four letter collection series, fifteen days apart.
  • All money and communications are directed to our office.
  • We update all responses via the website.
  • All un-paid accounts transfer directly to Phone Collect after 60 Days!

Phone Collections Overview:

This service while mostly a calling service, also includes notification letters. Our first notice advises the customer of their rights, but encourages them to settle immediately.

Later letters indicate that we are aware of customer assets such as employment, home mortgage, and bank accounts.

Finally, with your permission, we analyze any accounts that are suit worthy and proceed with legal remedy to collect the moneys due.

• Phone Collections
  • Contingency Rate
  • Past Due Accounts - 35%
• Litigation
  • Contingency Rate
  • We file suit - 50%
  • Existing Judgment - 40%
  • We advance all costs!

Overview | Benefits | How it Works

Benefits:

• HIPPA & FDCPA Compliant
• Preserve Customer Relationships
• ACA Certified Account Managers
• Easy Online Access
• Credit Bureau Reporting
• Skiptracing
• Litigate if necessary
  • Filed Over 25K Suits
  • 75% of Suits Filed - PIF

How it works:

• By entering the customer account data into our secure WEBSITE, we...
• Begin immediately utilizing professional & ethical collection methods.
  • All communications are directed back to us.
  • Written, telephone, and automated communications.
  • Locate & verify assets.
  • Identify those who have the means to pay.
  • COLLECT YOUR MONEY!!!!
• Prefered vendor discount rate with CRC for all litigation